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AboutHELOC Accelerator

We help homeowners understand and apply HELOC acceleration with transparent math, practical tools, and a focus on long-term financial wellness.

Our Mission

Empower every homeowner with clear guidance and modern tools to pay off debt faster, save on interest, and build equity confidently.

Transparent Math

No black boxes. We show the assumptions, formulas, and the month-by-month impact.

Practical Tools

Purpose-built calculators, budgeting, and scenario planning you can actually use.

User‑First Privacy

You control your data. We design for security and minimal collection by default.

What is HELOC Acceleration?

It’s a debt payoff strategy that leverages a Home Equity Line of Credit (HELOC) to reduce average daily mortgage balance, thereby lowering interest and shortening payoff time.

Use cash flow to cycle through a lower‑interest HELOC.
Target chunks to minimize interest on your primary loan.
Track progress with month‑by‑month projections.

Try it with your numbers

Our calculator shows time saved, interest avoided, and cash flow impacts—no signup required.

Open Calculator Explore Budgeting

Product Principles

Clarity over complexity

We explain trade‑offs, assumptions, and outcomes in plain language.

Speed with accuracy

Fast interactions with calculations grounded in sound finance.

Secure by default

Minimize data retention and protect what you choose to share.

Inclusive by design

Accessible UI, readable typography, and strong contrast in all themes.

Built for Reliability

HELOC Accelerator is crafted with modern tooling (Next.js, TypeScript, Tailwind, Next‑Intl, and Playwright/Jest) and a component‑driven design system for consistency, speed, and accessibility.

Ready to see your potential savings?

Run the free calculator and compare strategies side‑by‑side. Your path to financial freedom can start today.

Try Calculator Now Compare Strategies